Business Health Summary
The top of your Dashboard shows two at-a-glance indicators: the Business Health Status and the Sustainability Meter. Together they answer "Am I profitable?" and "Can prop payouts alone keep me running?"
Business Health Status
A single plain-language card with three states, based on your Net Business P&L for the selected period.
The Three States
Positive (green) — You made more than you spent. Net Business P&L is above zero.
Flat (gray) — Income and costs roughly balanced. Net Business P&L is near zero.
Negative (red) — You spent more than you made. Net Business P&L is below zero.
How It's Calculated
The status follows the same number as the Net Business P&L KPI card:
Money In = Payouts + General Income + Private Account Net Trading P&L
Money Out = (Expenses + Challenge Costs) − Refunds
Net = Money In − Money Out
If Net is above zero → Positive; near zero → Flat; below zero → Negative.
What Counts
Realized private account trading P&L is included, it's real money your trading produced
Refunds reduce costs rather than adding to income
Only approved payouts and Paid transactions count
Private account deposits and withdrawals are excluded, those are capital movements, not profit
Reading It Wisely
Negative isn't always bad. Buy several challenges in a month and you'll show negative until payouts arrive, normal for a prop business.
Positive isn't always success. If your "income" is mostly refunds from failed challenges, the status can read positive without a sustainable business underneath.
Look at the trend. One period matters less than the pattern. The Monthly graph and Yearly calendar show whether you're consistently positive.
Sustainability Meter
This card answers a different, sharper question: can your prop firm payouts alone cover your operating costs? It deliberately ignores private account P&L, because the point is to test your prop trading income on its own.
The Three States
Strong — payouts comfortably exceed operating costs
Moderate — payouts roughly cover operating costs
Weak — payouts fall short of operating costs
How It's Calculated
Payouts = sum of approved payouts
Operating Costs = (Expenses + Challenge Costs) − Refunds
Ratio = Payouts ÷ Operating Costs
Why It Excludes Private Account P&L
Business Health asks "am I profitable overall?" so it includes your private trading. Sustainability asks a narrower question: "is my prop income carrying the business?" Folding private P&L in would blur that, so the meter uses payouts only. The two cards are meant to be read together.
The Insight Line
Below the meter, a short plain-language insight summarizes what's driving the result, for example, "Payouts comfortably exceed operating costs," or "Challenge costs up 22% while payouts are flat."
Next: Reading Your KPI Cards →