Business Health Summary
The top of your Dashboard shows two at-a-glance indicators: the Business Health Status and the Sustainability Meter. Together they answer "Am I profitable?" and "Can prop payouts alone keep me running?"
Business Health Status
A single plain-language card with three states, based on your Net Business P&L for the selected period.
The Three States
Positive (green) — You made more than you spent. Net Business P&L is above zero.
Flat (gray) — Income and costs roughly balanced. Net Business P&L is near zero.
Negative (muted red) — You spent more than you made. Net Business P&L is below zero.
How It's Calculated
The status follows the same number as the Net Business P&L KPI card:
Money In = Payouts + General Income + Private Account Net Trading P&L
Money Out = (Expenses + Challenge Costs) − Refunds
Net = Money In − Money Out
If Net is above zero → Positive; near zero → Flat; below zero → Negative.
What Counts
Realized private account trading P&L is included — it's real money your trading produced
Refunds reduce costs rather than adding to income
Only approved payouts and Paid transactions count
Private account deposits and withdrawals are excluded — those are capital movements, not profit
Reading It Wisely
Negative isn't always bad. Buy several challenges in a month and you'll show negative until payouts arrive — normal for a prop business.
Positive isn't always success. If your "income" is mostly refunds from failed challenges, the status can read positive without a sustainable business underneath.
Look at the trend. One period matters less than the pattern. The Monthly graph and Yearly calendar show whether you're consistently positive.
Sustainability Meter
This card answers a different, sharper question: can your prop firm payouts alone cover your operating costs? It deliberately ignores private account P&L, because the point is to test your prop trading income on its own.
The Three States
Strong — payouts comfortably exceed operating costs
Moderate — payouts roughly cover operating costs
Weak — payouts fall short of operating costs
How It's Calculated
Payouts = sum of approved payouts
Operating Costs = (Expenses + Challenge Costs) − Refunds
Ratio = Payouts ÷ Operating Costs
Why It Excludes Private Account P&L
Business Health asks "am I profitable overall?" — so it includes your private trading. Sustainability asks a narrower question: "is my prop income carrying the business?" Folding private P&L in would blur that, so the meter uses payouts only. The two cards are meant to be read together.
The Insight Line
Below the meter, a short plain-language insight summarizes what's driving the result — for example, "Payouts comfortably exceed operating costs," or "Challenge costs up 22% while payouts are flat."
Next: Reading Your KPI Cards →