Business Health Summary

The top of your Dashboard shows one card that answers the question every trader avoids: "Is this actually working?" It's a single Business Health card made up of several sub-metrics, read top to bottom.

The card layout is: Overall Status (with a fill bar), then Sustainability, Challenge Conversion, Avg. Payout Size, and Avg. Monthly Cost, with a short Contextual Insight line at the bottom.

One thing worth knowing up front: the card shows the status and the sub-metrics, but it does not print the raw Money In / Money Out totals anywhere. Those are the inputs behind the status, not figures on the card. If you want to reconcile them by hand, you'll derive them from the module pages.

Overall Status

A single plain-language status with three states, based on your Net Business P&L for the selected period, shown with a proportional fill bar underneath.

The Three States

Positive (green) — You made more than you spent. Net Business P&L is above zero.

Flat (gray) — Income and costs roughly balanced. Net Business P&L is near zero.

Negative (red) — You spent more than you made. Net Business P&L is below zero.

How It's Calculated

The status follows the same number as the Net Business P&L KPI card:

• Money In = Payouts + General Income + Private Account Net Trading P&L

• Money Out = (Expenses + Challenge Costs) − Refunds

• Net = Money In − Money Out

If Net is above zero it reads Positive, near zero Flat, below zero Negative. The fill bar gives you a sense of how positive or negative, not just the sign, centred at flat, filling right for positive and left for negative.

What Counts

• Realized private account trading P&L is included, it's real money your trading produced

• Refunds reduce costs rather than adding to income

• Approved payouts count; both Paid and Unpaid transactions count (Payment Status is an informational flag, not a filter)

• Private account deposits and withdrawals are excluded, those are capital movements, not profit

Reading It Wisely

Negative isn't always bad. Buy several challenges in a month and you'll show negative until payouts arrive, normal for a prop business.

Positive isn't always success. If your "income" is mostly refunds from failed challenges, the status can read positive without a sustainable business underneath.

Look at the trend. One period matters less than the pattern. The Monthly graph and Yearly calendar show whether you're consistently positive.

Sustainability

This sub-metric answers a sharper question: can your prop firm payouts alone cover your operating costs? It deliberately ignores private account P&L, because the point is to test your prop trading income on its own.

On the card it shows as a single status word, Strong, Moderate, or Weak, rather than a number.

How It's Derived

• Payouts = sum of approved payouts

• Operating Costs = (Expenses + Challenge Costs) − Refunds

• Ratio = Payouts ÷ Operating Costs

If operating costs are zero and you have payouts, it reads Strong; if there's nothing to measure yet, it shows No Data.

Challenge Conversion

How many of your challenges have turned into funded accounts, shown as "X / Y = Z%" (for example, "0 / 3 = 0%").

• X = challenges converted to funded within the period

• Y = every non-archived challenge, any outcome, including Not Started and Active ones

Archived challenges are excluded from the count. Because the denominator includes challenges of every outcome, a batch of freshly-purchased challenges that haven't been attempted yet will pull this percentage down until they progress, that's expected.

Avg. Payout Size

What the average funded account returns you.

Avg. Payout Size = Total Payouts ÷ number of non-archived funded accounts

The divisor is every non-archived funded account, including Breached accounts and accounts that have never received a payout. Archived accounts are left out of both the payouts total and the count.

This is a different question from the "Average Payout" figure on the Funded Accounts page. That one divides by the number of payouts (what the average payout comes to); this one divides by the number of accounts (what the average account returns). Both are correct, they just answer different questions, so they won't match.

Avg. Monthly Cost

Your average operating cost per month over the selected period.

Avg. Monthly Cost = (Expenses + Challenge Costs − Refunds) ÷ months in the selected period

The month divisor matches the date range you're viewing, Last 30 Days divides by 1, Last 90 Days by 3, Last 12 Months by 12, This Year by the number of months from January to now, and Lifetime by the months since your first record. For periods under a month, the card shows a dash rather than dividing by a fraction.

Contextual Insight

At the bottom of the card, one short plain-language line points out what changed between this period and the previous equivalent one, a "what changed" headline rather than a number dump. For example: "Challenge costs up 22% while payouts remained flat," or "Operating costs grew faster than income this period."

It compares the selected period against the one immediately before it, so it's hidden when you select Lifetime (there's no earlier period to compare against).

How to Read the Card Together

• Status positive but Sustainability Weak? Your overall number is being carried by private trading or other income, prop payouts alone aren't covering your costs yet.

• Conversion low with lots of challenges? You're spending on evaluations that haven't paid off yet, watch Avg. Monthly Cost.

• Avg. Payout Size low but a few big payouts? You have accounts that aren't producing; the account-based average spreads those payouts across every account you hold.

Next: Reading Your KPI Cards →