Business Health Summary

The top of your Dashboard shows two at-a-glance indicators: the Business Health Status and the Sustainability Meter. Together they answer "Am I profitable?" and "Can prop payouts alone keep me running?"

Business Health Status

A single plain-language card with three states, based on your Net Business P&L for the selected period.

The Three States

Positive (green) — You made more than you spent. Net Business P&L is above zero.

Flat (gray) — Income and costs roughly balanced. Net Business P&L is near zero.

Negative (muted red) — You spent more than you made. Net Business P&L is below zero.

How It's Calculated

The status follows the same number as the Net Business P&L KPI card:

  • Money In = Payouts + General Income + Private Account Net Trading P&L

  • Money Out = (Expenses + Challenge Costs) − Refunds

  • Net = Money In − Money Out

If Net is above zero → Positive; near zero → Flat; below zero → Negative.

What Counts

  • Realized private account trading P&L is included — it's real money your trading produced

  • Refunds reduce costs rather than adding to income

  • Only approved payouts and Paid transactions count

  • Private account deposits and withdrawals are excluded — those are capital movements, not profit

Reading It Wisely

Negative isn't always bad. Buy several challenges in a month and you'll show negative until payouts arrive — normal for a prop business.

Positive isn't always success. If your "income" is mostly refunds from failed challenges, the status can read positive without a sustainable business underneath.

Look at the trend. One period matters less than the pattern. The Monthly graph and Yearly calendar show whether you're consistently positive.

Sustainability Meter

This card answers a different, sharper question: can your prop firm payouts alone cover your operating costs? It deliberately ignores private account P&L, because the point is to test your prop trading income on its own.

The Three States

  • Strong — payouts comfortably exceed operating costs

  • Moderate — payouts roughly cover operating costs

  • Weak — payouts fall short of operating costs

How It's Calculated

  • Payouts = sum of approved payouts

  • Operating Costs = (Expenses + Challenge Costs) − Refunds

  • Ratio = Payouts ÷ Operating Costs

Ratio

Status

Above 1.3

Strong

0.7 to 1.3

Moderate

Below 0.7

Weak

Why It Excludes Private Account P&L

Business Health asks "am I profitable overall?" — so it includes your private trading. Sustainability asks a narrower question: "is my prop income carrying the business?" Folding private P&L in would blur that, so the meter uses payouts only. The two cards are meant to be read together.

The Insight Line

Below the meter, a short plain-language insight summarizes what's driving the result — for example, "Payouts comfortably exceed operating costs," or "Challenge costs up 22% while payouts are flat."


Next: Reading Your KPI Cards